Kirk & Kathy Phinney, North Carolina

     Before YTB, our other business efforts were not panning out like we planned. With four children at home, we were just treading water financially when we were introduced to YTB by our team leader and mentor. Using a variety of marketing approaches, which all capitalized on the recent market shift in the travel industry, we were able to assemble a team of YTB marketing reps that has grown to more than 2,000 in less than 12 months.

     After just six months working with YTB, we were presented with our most prized business achievement-the YTB President's Club Sapphire Rings, which signify an income between $100,000 and $499,999 within a 12-month period.

     The revolutionary YTB compensation plan allows us and many others to devote full-time effort to this business. In addition to the unusually high income available, the YTB travel agent and rep team opportunities set us apart. When you do the proper research, like we have, other companies pale in comparison.

Amy Ottaviano, Florida

     Three years ago I was introduced to YTB. I had never seen anything quite like it. I started out part time, and my first goal was to stay at home with my kids. Three months into the business I was making enough money to do so.

     YTB has changed my life. I make my own schedule, have more time for my family, and I can make money while I am sleeping. With today's busy families, I believe time is worth more than money. I honestly feel that I am doing someone a favor by sharing this unique business opportunity with them.

Bob Campbell, Florida

     I was a mailman and I was delivering pizza in the evenings as my Plan B to make extra money. A friend told me about a way to make money on the Internet through travel. I told him that I wasn't interested. But he eventually made me realize that everybody loves to travel.

     I found that travel is the most positive subject I could ever talk to people about. After about four months, YTB allowed me to quit my Plan B (pizza) and retire from the post office. Most importantly, YTB allows me the freedom to spend more time with my family!

Roland & Michelle Athouris, Florida

     Michelle and I were owners of four businesses involving insurance, printing, income tax and landscaping. I was also the head football coach of my son's Little League team. Plus, at the time, I was involved in full-time ministry. The last thing we needed was something else to consume what little time we had.

     My pastor called me and told me there was something he was involved in, and I had to see it. I gave him the runaround for about two weeks until he tracked me down, and I finally decided to see what it was. It was the YTB business opportunity. My wife and I joined, and in 10 months we earned a six-figure income on a part-time basis. Most importantly, we sold two of the businesses and are working on selling a third. My wife is now at home with our kids, and we're both traveling. It was the best business move we ever made.

Charles "Nick" & Maria Nicholson, Texas

     I had been trying to find the right company. My last three networking businesses went bankrupt or simply closed due to unfortunate circumstances. Then a friend introduced me to YTB. I quickly saw that this was something big.

     YTB's compensation plan is unique, and it enables us to reap the benefits of our hard work and persistence just by sharing this opportunity with anybody we meet. We went full time with YTB in our first year in the business. It hasn't been easy, but it has definitely been fun and very rewarding.

     YTB has become a mission for us. We are here to lead anyone who believes enough in themselves to join in our journey of building the largest Internet travel company on the planet. This is not the end of the story-it is just the beginning of a wonderful journey.

Arlyne Thompson, California

     Being a "Golden Girl", a mother of four with 11 grandchildren and custody of three grandchildren, I had to come up with a new plan. After working for 30 years in corporate America, I was looking at the possibility of growing old on a fixed income with a small retirement and Social Security. I knew I had to look for a Plan B. What I needed was a vehicle to financial independence.

     My introduction to YTB came when I received a call from Juliet St. John. She called to set up a time to see me, but I forgot to write it down and she sat at the coffee shop waiting for me. But thank God she didn't give up. I knew the principles of business and wealth creation but didn't have a vehicle until YTB. I asked Juliet to mentor me and I followed her example. I learned the art of duplication, and began building a team and emphasizing teamwork and recognition. Now I'm on my way to financial independence with YTB.

Victor & Nancy Toyens, Puerto Rico

     For 17 years I worked as a human resource director for a local company that has several business units. My duty as HR director was to recruit and develop the talent that joined the company during my tenure and, by doing so, ensure the goals of the company were met.

    At that time my mind-set was on my continuous development through study and hard work. As time passed, I realized that I was on the opposite side of the equation; I was an employee. During 2003, I met some folks who provided me with the opportunity to change my status and move from being an employee to being an entrepreneur.

     Since I began working with YTB, I made the decision to quit my day job and have dedicated myself to the business of helping others realize their dreams. Being a facilitator has been a gratifying experience for me. Transitioning from an employee into a business owner requires faith in your abilities and determination to follow your dreams.

Mickey & Dave Rawls, Texas

     When Dave and I looked at YTB three years ago, I knew we were going to be in the travel business. I had been praying for a "real" company with a "fun" product that I could get excited about. It was the right company, the right product and the timing was absolutely perfect.

     Like so many people, we were more than concerned about what we were going to do about our retirement. The opportunities for seniors are limited, to say the least. We made a commitment to YTB on day one and vowed we would do whatever needed to be done to make this business happen. My motivation was to take this company to the masses of people unprepared for retirement.

     I am quite sure Dave and I hold the distinction of being the oldest directors. We are proof that you don't need to be young or computer-literate to become successful in this business. You just need the vision, the heart and the right company-and a great team!