1. This Policy and Procedure is not subject to future modification by YourTravelBiz.com, its heirs, successors and assigns.
2. The term "residual commissions" shall mean those commissions and the amounts thereof currently earned as of September 1, 2005.
3. YourTravelBiz.com shall not, ever, reduce the IMR residual commissions in effect on September 1, 2005.
4. So long as they are commission qualified pursuant to the YourTravelBiz.com Compensation Plan, present and future Independent Marketing Representatives of YourTravelBiz.com shall be deemed to have fully and unconditionally earned all residual commissions upon the monthly revenues paid by RTAs established by themselves and by Independent Marketing Representatives in their commissionable downline, subject only to future monthly payments being made by the RTAs commissionable to them.
5. No present or future Independent Marketing Representative of YourTravelBiz.com may be divested of the foregoing right to receive residual commissions except upon the voluntary termination of their Independent Marketing Representative status, or their involuntary termination as an Independent Marketing Representative for cause and pursuant to the procedures of YourTravelBiz.com in connection with the involuntary termination of Independent Marketing Representative status for cause.
6. No cessation of network marketing sales, bankruptcy proceedings, or sale or assignment of the right to receive future RTA monthly revenues, or other act or occurrence whatsoever, shall be deemed to defeat or otherwise be superior to the right of the present and future Independent Marketing Representatives of Your- TravelBiz.com to receive residual commissions as set forth herein.
7. No fee, purchase or renewal of Independent Marketing Representative status shall ever be required of present and future Independent Marketing Representatives of YourTravelBiz.com as a condition of their receipt of future residual commissions.
8. In order to further secure, provide and protect the rights of its present and future Independent Marketing Representatives to receive residual commissions as set forth in this Policy and Procedure, YourTravelBiz.com has filed with the offices of the Secretary of State of Illinois, and of New Jersey, a UCC-1 Financing statement securing to all present and future Independent Marketing Representatives of YourTravelBiz.com their residual commissions upon future RTA monthly payments.

Dated this 1st day of September, 2005.